Your application score, quite simply, is a code that results from all the data you provide on your credit application. The application score determines whether you get your loan and what the terms are, such as your interest rate. This is not FICO, leaving fields blank can hurt your score, and result in being turned down for credit. Read the article and find out how to improve your score.
With Hurricane Irene poised to hit U.S. shores this weekend, it revives memories of Katrina, Ike, Hugo and Andrew. People tend to underestimate the risk of flooding. 90% of all natural disasters in this country involve flooding. It is important to note that there is a 30-day waiting period for flood insurance to go into effect, so don’t delay purchasing this important financial protection. The No. 1 misconception when it comes to flood risk is that some people are in a “flood zone” while others are not. “Everyone is in a flood zone.
1. It looks like an electrical outlet but it is a great place to hide your valuables. Made of high impact plastic and metal. Once installed it pivots out to reveal the secret hiding place. No need to remember special combinations! Conceal your valuables in your home or office. Comes with cutout saw and template for easy installation in just - ($2.99 on Amazon.com).
2.Tennis ball- Bright idea of cutting open a tennis ball, stashing your valuables inside, and then placing the ball back between two others in their original tube container. Just make sure that the goods don’t rattle when you shake them. (You can stuff some tissue paper in with jewelry or coins to hide their sound.)…Tampon Box, fake Drain, frozen food, in your purse collection, and the toilet tank are among some others. Read the article to see more.
Emergency management officials and others have long urged Americans to prepare for the unknown, from natural disasters to terrorist attacks. The heart of that preparation is typically a three-pronged approach: building an emergency kit; creating a family emergency plan; and gaining an understanding of potential emergencies and how to deal with them.
Do you teach your kids to be poor? – 1 – - MSN Money. Teaching children about money should really begin about 2 yrs old. You will be surprise how fast they are able to grasp concepts and keep “you on your toes when you go over-board”. Read the article, quite interesting.
Summer’s triple-digit heat is threatening to fry the trees and shrubs you’ve spent all year tending. Too much to be concerned about….with fighting in London, the U.S. economy, joblessness, and lack of quality education, let us not forget to go outside in the late evenings and water those shrubs and flowers (smile). It’s a great way to detox, reflect on God’s goodness, and be thankful for the many small things. Watch the video.
Your 50s can be a tricky decade.People in their 50s are usually in their peak earning years, and more than half no longer have kids at home. They’re paying down debt, and their wealth tends to be higher than it was a decade earlier.It’s time to plan for your retirement — where you’ll live, what you’ll do and what it’ll cost. Pay special attention now to career prospects, health and insurance.Read more…it’s gets better…
A lot is still undecided, but it’s pretty clear that income taxes will not rise and that Social Security will not be cut.
Straight to the point: What does the debt agreement painfully assembled by our political leaders actually mean to you? According to The Washington Post and The New York Times, the deal reached Sunday night would raise the nation’s borrowing authority in stages: $400 billion immediately, followed by $500 billion, this fall; Another increase of at least $1.2 trillion, enough to get into 2013. The deal also requires a congressional vote on a balanced-budget amendment by the end of the year. There would be no increase in taxes for now.Democrats protected Social Security & Medicare; The requirement that 50% of all spending cuts come out of defense. The largest affect will be on the civilian economy in big cities. It appears that the U.S. will not default on its debts, but reaction to the agreement by bond ratings services is expected to be “not enough debt reduction. Watch the video…