Here are some tips on what to look out for when using public Wi-Fi, whether you use a laptop, smartphone or tablet.
Choose your network wisely:Tempted to connect to that elusive “Free Wi-Fi” hotspot? It’s worth doing your homework before selecting any network that’s open or not familiar to you. For example, if you’re in a coffee shop or public library, make sure to verify the name of the network with staff or on signage before connecting.
It’s pretty easy for someone who wants to intercept your data in a man-in-the-middle attack to set up a network called “Free Wi-Fi”, or any other variation that includes a nearby venue name, to make you think it’s a legitimate source.
If you are connecting via Windows, make sure to turn off file sharing and mark the Wi-Fi connection as a public network. You can find this option in the Control Panel > Network and Sharing Center > Change Advanced Sharing Settings. Under the Public heading, turn off the file sharing toggle. You may also want to turn on the Windows Firewall when connecting to a public network if it’s not already activated. These settings are also found in Control Panel > Windows Firewall.
On Mac, open up System Preferences and navigate to the Sharing icon. Then, untick the checkbox next to File Sharing. Here’s a full rundown on how to disable sharing and removing public home folder sharing options in OS X.
Use a VPN
Creating a virtual private network (VPN) is one of the best ways to keep your browsing session under wraps. A VPN client encrypts traffic between your device and the VPN server, which means it’s much more difficult for a would-be intruder to sniff your data.
1. A dollar is a dollar is a dollar. Why worry about spending $1,000 on coffee every year when you don’t even try to negotiate on things that could save you tens of thousands, like a home purchase or interest rate? — Alex Benke, CFP®, Product Manager
2. Adopt a rescue dog. Smart money isn’t always about how much you’re spending, but the value it brings to your life. For example, I still spend the same amount every month, but by cutting back on dining out to pay for dog care, I’ve created a more enriching experience for myself. — Catherine New, Content Manager
3. Routines, routines, routines. Everything is a subscription, so that when I do shop it’s an event and I can easily track it. — Jon Stein, Founder and CEO
4. A budget has changed my life. It’s always a work in progress, but holding myself accountable has made a huge difference. — Katherine Buck, Marketing and Community Manager
5. Create a ‘fun jar’ when you’re budgeting — and you have to spend it every month. Think of it as a good reward and counter-balance to budgeting elsewhere. –Yuriy Goldman, Lead Engineer
6. Always invest your money — don’t let it sit idle. If you are working hard for your money, your money should work hard for you. — Alfredo Zhou, Software Engineer
7. Learn the ins and outs of your miles and points programs. As long as you’re on top of it — and pay off the balance every month — you can make a profit. — Brandon McFadden, Product Associate
8. Know your market value. Ask for raises and network to keep your job options open. — Dan Egan, Director of Investing & Behavioral Finance
9. I have a budget of $24 per day for food, or $168 per week (hey, I don’t buy groceries). I usually spend less than that, so I keep a running total of my surplus and use it for fun expenses. — Adam Langsner, Software Engineer
10. Accept that you’re going to make mistakes. Even if you overspent today, simply decide that you’re going to do better tomorrow and stay on track. — Sarah Kaufman, Growth Manager
11. Mint’s graph of Net Worth Over Time is really helpful. I added all of my accounts into Mint, and now I try hard to keep that graph going up a little bit more each month. — Andrew Glenn, VP Core Systems
12. I track all our expenses every month in an old-school spreadsheet. I go through it with my wife every month so we’re both on the same page and we both have a good idea of where we stand. — AJ Kramer, Operations Associate
13. Pay your credit card every week. It’s easy to do online and protects you from spending money you don’t see. Huffington Post 8/7/14
If your website runs on a self-hosted WordPress installation or on Drupal, update your software now.
Nir Goldshlager, a security researcher from Salesforce.com’s product security team, has discovered an XML vulnerability that impacts the popular website platforms WordPress and Drupal. The vulnerability uses a well-known XML Quadratic Blowup Attack — and when executed, it can take down an entire website or server almost instantly.
This is a big deal because WordPress and Drupal are used by millions of websites. The latest statistics from the World Wide Web Consortium (WC3) show WordPress alone powers nearly 23% of the web. The good news is that both WordPress and Drupal have released patches for their applications. Users and web hosts simply need to upgrade to the latest version to protect against the vulnerability.