Consumer demand is strong for used cars, but supplies are limited. As a result, auto dealers badly need trade-ins and are willing to pay top dollar. For the car business, these are unusual times. Don’t be tricked…. this is no time to create another long-term note. Keep the old car! It looks and will run fine with a few repairs. The focus right now in this “depression” is to reduce your debt, not add more. Read the article, very interesting.