Everyday, companies target people who have poor credit histories with promises to clean up their credit reports so they can get a car loan, a home mortgage, insurance, or even a job – after paying a fee for the service. The truth is that no one can remove accurate negative information from your credit report. It’s illegal. Do it the hard way, like most of my clients. If you commit an hour a day for about 2 weeks, you can see amazing results, the cancellation or reduction in legitimate debt, the removal of paid debt, and a rise in your credit score. It works! I have 2 decades of clients that can testify to it.