A majority of Americans say a GOP-controlled House is bad for the country. http://t.co/B7tXv0GZn7
GOP governor pressured to reveal secret donors http://t.co/nmjbIvZGMg
GOP governor pressured to reveal secret donors. There SHOULD NOT BE ANY SECRET DONORS ACCORDING TO CAMPAIGN FINANCE LAWS- chk the ink to read the entire article.
New word: Didaskaleinophobia is the fear of school. Wow!
RE590 & RE6250: this one is for you:Unclean Coal: Record-breaking air pollution nearly shuts down Chinese city http://t.co/6k4bfOxNHo
Again!!!! Jesus – what can we do to stop this? Student shooter at Sparks Middle School in Nevada was armed with semi-automatic handgun that belonged to his parents http://t.co/kp1PD5M9I1
Here’s a little trick: When filming video at a concert using your phone, put a finger over your phone’s microphone — It’ll sound clearer when you play it back.
The National Association of REALTORS® warned Thursday about “residual delays in programs as workers address issues caused by the 16-day lapse.” NAR will continue to publish the latest shutdown information on its Web site for members over the next several days as the government returns to fall capacity.
Federal Housing Administration and Department of Housing and Urban Development employees returned to work Thursday but face a “significant backlog in high-risk loans as well as reverse mortgages for seniors,” HousingWire reports. About 5 percent of FHA loans require manual underwriting by staff members.
Seniors also may see longer waits for approvals or closing on reverse mortgages since the shutdown temporarily halted the Home Equity Conversion Mortgage program.
Nevertheless, housing experts say they don’t expect the government shutdown to have a long-term impact.
A house is the biggest asset that the majority of Americans will ever own. But while most of us delude ourselves into thinking that we actually know something about real estate, the truth is that few of us have any idea what we’re talking about.
1. When you buy a home, you’re making two purchases:
You are buying the home, and you are buying the money to buy the home. It’s tempting for homeowners to think of a mortgage as an incidental expense. But the reality is that the loan itself may be the most significant piece of the transaction.
2. Homes are like people — they all have problems:
The shock generally comes when prospective buyers get their inspection reports back. Most inspection reports will be 40 to 50 pages long, and most inspectors will take close-up, HD photos of problems. So while the actual listing shows gorgeous pictures of granite countertops, the inspection report will show awful pictures of a cracked driveway. By the end of the report you’ll be thinking, ‘This house is a total and complete lemon.’
3. Your real estate agent is a partner, not a salesman:
Your Realtor should be focused on helping you find a great property, not selling you something. Before settling on one, homebuyers should interview at least a few in order to find the right match. The flipside of the coin is that the homebuyer is also a partner in the relationship. And that means knowing and respecting the boundaries.
4. HGTV does not resemble reality:
HouseHunters, Flip That House, Holmes on Homes, Property Virgins, and Property Brothers, among others do not represent the real world or the houses in it. The reality is, hundreds of hours or footage is shot and edited down to a 16-minute show (when you take out the Lowe’s commercials.
5. Always think about resale:
This final piece is something that all people buying assets should always keep in mind: At some point you’re going to resell it and will want to maximize what you eventually get.
The bottom line:
Most if not all of us will buy at least one house in our lives. With that in mind, you should save yourself the trouble of making the same mistakes that most of your peers will. Take these five pieces of information into consideration. You’ll be doing yourself a favor if you do. Source: