Part of the problem regards money. We send children into the world lacking an understanding of basic principles in personal finance. Dr. Danette O’Neal provides a working curriculum through Money Matters 101 that has shown its value among individuals and groups that have followed its course. I have witnessed the positive impact of this book exercised in groups of children mentored through its content, and the testimony of individuals who worked through it with their children. For those interested, Dr. O’Neal provides training to mentor groups as well. Available on Amazon at $18.99, it’s a small investment into a young mind… and some old ones too! I got mine; get yours today!