Danette O'Neal, PhD

Persistence outshines desire!

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To ALL MY REALTORS WORKING IN GEORGIA!From GAR: Governor Kemp has Issued an Executive Order Permitting eNotaryhttps://bit.ly/3bD6L43 stop2end, help4help Thank God! Dr. D. O’Neal, DANETTE ONEAL REALTORS, Inc.

Posted by danetteoneal1 on March 31, 2020
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Rev. Joseph Lowery just passed. What a legend, what a gift to America. REST IN PEACE.

Posted by danetteoneal1 on March 27, 2020
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Stimulus Bill Mortgage help: Compliments of Danette ONeal Realtors Nola 504.365.7325; ATL- 770.981.1999 Mortgage Forbearance

Posted by danetteoneal1 on March 27, 2020
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Stimulus Bill Mortgage help:
Compliments of Danette ONeal Realtors Nola 504.365.7325; ATL- 770.981.1999
Mortgage Forbearance
 
Borrowers of government-backed mortgages can request up to 360-day payment forbearance.
Proof of hardship isn’t necessary.
No additional fees, interest, or penalties can be assessed for the forbearance.
Except for abandoned or vacant property, no foreclosure actions for 60 days from 3/18/2020.
The stimulus bill may allow the Treasury/FHFA/Fed to create a potential liquidity facility for servicers, but the mechanics of how this access would work must ultimately be decided by the Administration.

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Coronavirus Stimulus Package F.A.Q.: Checks, Unemployment and More – The New York Times

Posted by danetteoneal1 on March 26, 2020
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The Senate relief bill would send money to Americans and greatly expand unemployment coverage.
— Read on www.nytimes.com/article/coronavirus-stimulus-package-questions-answers.html

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Meanwhile while we are fighting the Corona Virus… California Pacific Gas and Electric has agreed to plead guilty to 84 counts of involuntary manslaughter

Posted by danetteoneal1 on March 24, 2020
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California utility Pacific Gas and Electric has agreed to plead guilty to 84 counts of involuntary manslaughter in connection with the state’s devastating 2018 Camp Fire. PG&E also agreed to plead guilty to one count of starting the fire, which state investigators say began with a failure of the company’s electrical lines. Under the deal, PG&E will establish a $13.5 billion trust to compensate victims of the Camp Fire and other wildfires, as well as pay hundreds of millions to local entities affected by the blazes. The utility filed for bankruptcy in January 2019 under the pressure of billions of dollars in claims related to the fires. The Camp Fire killed 85 people and destroyed thousands of structures.

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Please copy to your social media pages: Prayer of Connection:

Posted by danetteoneal1 on March 24, 2020
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Disaster Assistance for Small Business Owners

Posted by danetteoneal1 on March 20, 2020
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On March 18, 2020, Governor Brian P. Kemp announced that Georgia has received an official statewide disaster declaration from the U.S. Small Business Administration (SBA). This declaration will provide assistance in the form of SBA Economic Injury Disaster Loans to impacted small businesses in all 159 counties in Georgia. Georgia is one of the first states to receive the loan approval; the application process may be overloaded as other states are able to apply.
READ MORE
Q. What is diseaster assistance?
The SBA offers disaster assistance in the form of low-interest loans to businesses, renters, and homeowners located in regions affected by declared disasters.
Q. Do I qualify for diseaster assistanace loans?
Business owners are to prove a loss either directly (impacts business/revenues directly) or indirectly (may be subcontractor to another business that has loss revenue or part of a service/supply chain that caused loss) due to COVID-19. Applications are now available online and Georgia small business owners can go directly to the SBA for assistance. diseasterloan.sba.gov

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Small business disruption grants from Facebook:

Posted by danetteoneal1 on March 20, 2020
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Facebook is helping small business owners who may be experiencing disruptions resulting from the global outbreak of COVID-19. The company is offering $100M in cash grants and ad credits to help during this challenging time. The money is not available right now, you can click on the link below and sign-up for updates when the money becomes available:

https://www.facebook.com/business/grants

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The history of Valentine Day:

Posted by danetteoneal1 on February 13, 2020
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IMG_1428THE HISTORY OF VALENTINE DAY:
The story of St. Valentine has two different versions – the Protestant and the Catholic one. Both versions agree upon Saint Valentine being a bishop who held secret marriage ceremonies of soldiers in opposition to Claudius II who had prohibited marriage for young men and was executed by the latter. During the lifetime of Valentine, the golden era of Roman empire had almost come to an end. Lack of quality administrators led to frequent civil strife. Education declined, taxation increased and trade witnessed a very bad time. The Roman empire faced crisis from all sides, from the Gauls, Slavs, Huns, Turks and Mongolians from Northern Europe and Asia. The empire had grown too large to be shielded from external aggression and internal chaos with existing forces. Naturally, more and more capable men were required to to be recruited as soldiers and officers to protect the nation from takeover. When Claudius became the emperor, he felt that married men were more emotionally attached to their families, and thus, will not make good soldiers. He believed that marriage made the men weak. So he issued an edict forbidding marriage to assure quality soldiers.

The ban on marriage was a great shock for the Romans. But they dared not voice their protest against the mighty emperor. The kindly bishop Valentine also realized the injustice of the decree. He saw the trauma of young lovers who gave up all hopes of being united in marriage. He planned to counter the monarch’s orders in secrecy. Whenever lovers thought of marrying, they went to Valentine who met them afterwards in a secret place, and joined them in the sacrament of matrimony. And thus he secretly performed many marriages for young lovers. But such things cannot remain hidden for long. It was only a matter of time before Claudius came to know of this “friend of lovers,” and had him arrested.

While awaiting his sentence in prison, Valentine was approached by his jailor, Asterius. It was said that Valentine had some saintly abilities and one of them granted him the power to heal people. Asterius had a blind daughter and knowing of the miraculous powers of Valentine he requested the latter to restore the sight of his blind daughter. The Catholic legend has it that Valentine did this through the vehicle of his strong faith, a phenomenon refuted by the Protestant version which agrees otherwise with the Catholic one. Whatever the fact, it appears that Valentine in some way did succeed to help Asterius’ blind daughter.

When Claudius II met Valentine, he was said to have been impressed by the dignity and conviction of the latter. However, Valentine refused to agree with the emperor regarding the ban on marriage. It is also said that the emperor tried to convert Valentine to the Roman gods but was unsuccesful in his efforts. Valentine refused to recognize Roman Gods and even attempted to convert the emperor, knowing the consequences fully. This angered Claudius II who gave the order of execution of Valentine.

Meanwhile, a deep friendship had been formed between Valentine and Asterius’ daughter. It caused great grief to the young girl to hear of his friend’s imminent death. It is said that just before his execution, Valentine asked for a pen and paper from his jailor, and signed a farewell message to her “From Your Valentine,” a phrase that lived ever after. As per another legend, Valentine fell in love with the daughter of his jailer during his imprisonment. However, this legend is not given much importance by historians. The most plausible story surrounding St. Valentine is one not centered on Eros (passionate love) but on agape (Christian love): he was martyred for refusing to renounce his religion. Valentine is believed to have been executed on February 14, 270 AD.

Thus 14th February became a day for all lovers and Valentine became its Patron Saint. It began to be annually observed by young Romans who offered handwritten greetings of affection, known as Valentines, on this day to the women they admired. With the coming of Christianity, the day came to be known as St. Valentine’s Day.

By the Middle Ages, Valentine became as popular as to become one of the most popular saints in England and France. Despite attempts by the Christian church to sanctify the holiday, the association of Valentine’s Day with romance and courtship continued through the Middle Ages.

The holiday evolved over the centuries. By the 18th century, gift-giving and exchanging hand-made cards on Valentine’s Day had become common in England. Hand-made valentine cards made of lace, ribbons, and featuring cupids and hearts began to be created on this day and handed over to the man or woman one loved. This tradition eventually spread to the American colonies. It was not until the 1840s that Valentine’s Day greeting cards began to be commercially produced in the U.S. The first American Valentine’s Day greeting cards were created by Esther A. Howlanda Mount Holyoke, a graduate and native of Worcester. Mass. Howland, known as the Mother of the Valentine, made elaborate creations with real lace, ribbons and colorful pictures known as “scrap”. It was when Howland began Valentine’s cards in a large scale that the tradition really caught on in the United States.

Today, Valentine’s Day is one of the major holidays in the U.S. and has become a booming commercial success. According to the Greeting Card Association, 25% of all cards sent each year are “valentine”s. The “valentines”, as Valentine’s Day cards are better known as, are often designed with hearts to symbolize love. The Valentine’s Day card spread with Christianity, and is now celebrated all over the world.

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HAPPY VALENTINE EVE….

Posted by danetteoneal1 on February 13, 2020
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    Happy friend. Happy client. In dry fit, perfect for those days you need workout motivation. Inbox me if you like it or go to www.fb.me/thecustomteeshoppe #nevergiveup💪 #thecustometeeshoppe
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